48720 ZIP Code — Bay Port, MI

Huron County, Michigan

ZIP code 48720 is located in Bay Port, Michigan, within Huron County. It covers approximately 33.63 square miles and serves a population of 1,116 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48720

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,900. Owner-occupancy is high at 90%, well above the national average.

Median household income is $47,344. Poverty affects 19% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 48720 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,116

population

33.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48720 ZIP code map

Cities in ZIP code 48720

Below are the cities the US Postal Service accepts for ZIP code 48720. Using any city not on this list may result in mail delivery delays.

City	Status
Bay Port	Preferred

Nearby ZIP codes

48755 Pigeon (2.2 mi) 48759 Sebewaing (6.3 mi) 48754 Owendale (8.9 mi) 48731 Elkton (8.9 mi) 48725 Caseville (10.5 mi) 48735 Gagetown (11.8 mi) 48767 Unionville (13.2 mi) 48726 Cass City (16.1 mi) 48413 Bad Axe (17.5 mi) 48445 Kinde (19 mi) 48701 Akron (19.4 mi)

Demographics updated 05/2026

Population
Total population	1,116
Population density	33 / sq mi
State FIPS	26
County FIPS	063

Geography
Land area	33.63 sq mi
Water area	43.19 sq mi
Latitude	43.8220
Longitude	-83.3391
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.8%	50.4%	42.6%
$50k – $100k	26.4%	33.1%	31.1%
$100k – $200k	11.6%	13.7%	20.6%
Over $200k	3.2%	2.8%	5.7%

Demographics & statistics

1,116

Population

People per sq mi

42.8

Median age

$47,344

Median household income

$25,051

Per capita income

$110,900

Median home value

$680

Median monthly rent

90.2%

Home ownership

19.2%

Poverty rate

6.0%

Unemployment

526

Housing units

10.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	294	26.3%
18 and over	822	73.7%
65 and over	190	17.0%
Median age	42.8 years

Race & ethnicity

White 93.9%

Asian 2.1%

American Indian / Alaska Native 2%

Hispanic or Latino 0.8%

Two or more races 0.7%

Other race 0.4%

Group	Count	%
White	1,056	93.9%
Asian	24	2.1%
American Indian / Alaska Native	23	2%
Hispanic or Latino	9	0.8%
Two or more races	8	0.7%
Other race	5	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.8%	50.4%	42.6%
$50k – $100k	26.4%	33.1%	31.1%
$100k – $200k	11.6%	13.7%	20.6%
Over $200k	3.2%	2.8%	5.7%

Under $10k 3.6%

$10k–$15k 3.2%

$15k–$25k 15.2%

$25k–$35k 10.5%

$35k–$50k 19.3%

$50k–$75k 13.4%

$75k–$100k 21.4%

$100k–$150k 8.6%

$150k–$200k 2.3%

$200k+ 2.5%

Range	% of households
Under $10k	3.6%
$10k–$15k	3.2%
$15k–$25k	15.2%
$25k–$35k	10.5%
$35k–$50k	19.3%
$50k–$75k	13.4%
$75k–$100k	21.4%
$100k–$150k	8.6%
$150k–$200k	2.3%
$200k+	2.5%
Median income	$47,344

Housing

Home values

Under $50k 9.3%

$50k–$100k 32.2%

$100k–$150k 22.9%

$150k–$200k 14.4%

$200k–$300k 15.9%

$300k–$500k 4.0%

$500k–$1M 1.3%

Housing overview

Metric	Value
Median home value	$110,900
Median rent / month	$680
Owner occupied	90.2%
Renter occupied	9.8%
Vacant	22.7%
Single-family detached	88.9%
Large apartment buildings	0.0%
Mobile homes	6.7%
Median rooms	6.4
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	5.8%
2000–2009	2.8%
1990–1999	14.4%
1980–1989	3.2%
1970–1979	10.0%
1960–1969	4.2%
1950–1959	12.5%
1940–1949	8.6%
1939 or earlier	38.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	7.4%
2 bedrooms	29.3%
3 bedrooms	41.7%
4 bedrooms	16.7%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	8.0%
1 vehicle	28.4%
2 vehicles	37.3%
3 or more	26.4%

Heating fuel

Fuel type	%
Utility gas	54.8%
Electricity	7.3%
Propane / LP gas	28.4%
Fuel oil	5.5%
Wood	4.1%

Households & families

Household type	Count	%
Married-couple family	245	55.7%
Cohabiting couple	21	4.8%
Male householder, no spouse	69	15.7%
Female householder, no spouse	105	23.9%
Households with children under 18	118	26.8%
Households with seniors (65+)	140	31.8%
Average household size	2.52

Marital status

Status	Male	Female
Never married	34.3%	16.3%
Married	55.7%	54.5%
Separated	0.0%	1.9%
Widowed	1.9%	13.6%
Divorced	8.0%	13.6%

Education

Less than 9th grade 3.4%

Some HS, no diploma 7.5%

HS graduate 46.1%

Some college, no degree 22.9%

Associate's degree 9.4%

Bachelor's degree 5.1%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	10.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	1.7%
Kindergarten	14	5.9%
Elementary school	142	59.4%
High school	65	27.2%
College / grad school	14	5.9%

Employment

Industry of employment

Manufacturing 24.6%

Education & healthcare 19.1%

Agriculture & mining 16.1%

Other services 8.9%

Arts, food & hospitality 7.9%

Retail trade 5.1%

Professional & management 5.1%

Construction 3.4%

Wholesale trade 3.4%

Transportation & utilities 3.0%

Public administration 1.5%

Finance & real estate 1.3%

Information 0.6%

Occupation

Category	%
Management, business & arts	33.3%
Service	16.1%
Sales & office	14.0%
Natural resources & construction	17.0%
Production & transportation	19.5%

Employment type

Type	%
Private sector	81.7%
Government	3.0%
Self-employed	15.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.9%
Carpool	5.5%
Public transit	0.0%
Walk	3.4%
Work from home	6.2%
Other means	0.0%
Avg commute (minutes)	23.0

Poverty

All people 19.2%

Under 18 years 34.5%

18 and over 13.9%

Married-couple families 15.9%

Female-led households 12.5%

Income support

Source	% of households
Social Security	30.7%
Retirement income	21.4%
Supplemental Security	10.7%
Cash public assistance	2.0%
Food stamps / SNAP	16.6%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	37.0%
High cholesterol	35.8%
Diabetes	12.5%
Heart disease	8.4%
Stroke	3.8%
Asthma	11.1%
Arthritis	33.5%
Kidney disease	3.4%
Pulmonary disease	9.7%
Cancer	7.7%

Behavior / access	%
Smoking	22.0%
Binge drinking	18.4%
No physical activity	23.5%
Less than 7 hrs sleep	34.4%
Depression	22.2%
Fair or poor health	16.9%
Poor mental health	16.3%
Poor physical health	12.6%
No health insurance	10.1%
Visited doctor (checkup)	75.0%
Visited dentist	66.9%
Cholesterol screening	91.1%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	46	5.6%

Disability	%
Any disability	21.3%
Under 18	1.7%
18–64 years	24.7%
65 and over	40.5%

Health insurance coverage

Type	%
Private insurance	53.8%
Public insurance	43.9%
No insurance	17.4%
Uninsured under 19	22.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,039	93.1%
Spanish	17	1.6%
Other Indo-European	8	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	9	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,107	99.2%
Born in same state	1,107	99.2%
Born in different state	973	87.2%
Foreign born	0	0.0%
Naturalized citizen	9	0.8%
Not a US citizen	3	33.3%

Ancestry

Ancestry	Count	%
Italian	199	17.8%
French	187	16.8%
Arab	63	5.6%
German	16	1.4%

Ancestry	Count	%
Irish	7	0.6%
Polish	6	0.5%
English	5	0.4%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48720

What city is ZIP code 48720 in?

ZIP code 48720 is primarily assigned to Bay Port, Michigan.

What county is ZIP code 48720 in?

ZIP code 48720 falls within Huron County, Michigan.

Is ZIP code 48720 mostly owner-occupied?

90% of occupied units in ZIP code 48720 are owner-occupied, well above the national average.

How educated is the population of ZIP code 48720?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 48720?

19% of residents in ZIP code 48720 live below the poverty line, above the national average.

What is the typical home value in ZIP code 48720?

The median home value in ZIP code 48720 is $110,900.

What timezone is ZIP code 48720 in?

ZIP code 48720 observes the EST timezone.